Features Built for Smarter Credit Decisions

From spreading tax returns to projecting future cash flows, TAC CREDIT™ gives lending teams the tools to work faster, analyze deeper, and decide with confidence.

Comprehensive Financial Analysis

Get a complete view with balance sheets, income statements, common-size comparisons, and trend charts that highlight key performance insights.

Cash Flow & Ratio Tools

Quickly generate TAC, UCA, and Indirect cash flows along with ratio analysis and reconciliations to evaluate borrower strength.

Stress Testing & Risk Monitoring

Test debt service, rent rolls, and cash flow drivers while automated red flag reports help spot early signs of risk.

Narrative & Inquiry Reports

Test debt service, rent rolls, and cash flow drivers while automated red flag reports help spot early signs of risk.

Guarantor & Covenant Integration

Integrate guarantors directly into statements, generate personal and combined cash flows, and monitor covenant compliance with ease.

Tax Form Conversion

Input IRS forms directly into templates and instantly generate editable financial statements with minimal manual entry.

Consolidation & Global Cash Flow

Combine multiple entities and guarantors into one comprehensive report for true global cash flow visibility.

Projections & Planning

Create up to five years of financial projections with interactive tools that model covenants, stress scenarios, and long-term viability.

Rental Property Analysis

Aggregate different properties, analyze rent rolls, and run property-level stress tests for a detailed view of real estate portfolios.

Your Data. Your Network. Your Control.

TAC CREDIT™ is installed directly within your environment, giving your institution complete ownership of sensitive financial data. Unlike cloud-only solutions, every report, analysis, and customer record remains securely behind your firewall and under your IT team’s control.

With flexible deployment options, from individual desktops to Citrix or Remote Desktop environments, TAC CREDIT adapts to your infrastructure without exposing information to third parties.

When it comes to credit analysis, data security isn’t optional. TAC CREDIT keeps your information exactly where it belongs: inside your network, under your safeguards, and fully protected.

Your Data. Your Network. Your Control.

TAC CREDIT™ is installed directly within your environment, giving your institution complete ownership of sensitive financial data. Unlike cloud-only solutions, every report, analysis, and customer record remains securely behind your firewall and under your IT team’s control.

With flexible deployment options, from individual desktops to Citrix or Remote Desktop environments, TAC CREDIT adapts to your infrastructure without exposing information to third parties.

When it comes to credit analysis, data security isn’t optional. TAC CREDIT keeps your information exactly where it belongs: inside your network, under your safeguards, and fully protected.

Proven Success, Trusted Results

For more than three decades, TAC CREDIT™ has been the trusted solution for lending professionals seeking clarity, consistency, and confidence in their credit analysis. From community banks to national institutions, credit unions, accounting firms, consultants, and specialty lenders, organizations rely on TAC CREDIT to streamline workflows, strengthen decisions, and safeguard data. Customers return year after year because the system delivers results they can count on — and many recommend TAC CREDIT to their peers, a testament to the trust and value it brings to the lending community.

Smarter Credit Decisions. Faster.

Credit analysis software built to support confident, high-quality lending decisions.

Explore powerful features that streamline and strengthen your credit decisions.

Get in touch with questions, feedback, or to explore support for your credit analysis needs.
Smarter Credit Decisions. Faster.

Explore powerful features that streamline and strengthen your credit decisions.

Credit analysis software built to support confident, high-quality lending decisions.

Get in touch with questions, feedback, or to explore support for your credit analysis needs.

Features Built for Smarter Credit Decisions

From spreading tax returns to projecting future cash flows, TAC CREDIT™ gives lending teams the tools to work faster, analyze deeper, and decide with confidence.

Comprehensive Financial Analysis

Get a complete view with balance sheets, income statements, common-size comparisons, and trend charts that highlight key performance insights.

Cash Flow & Ratio Tools

Quickly generate TAC, UCA, and Indirect cash flows along with ratio analysis and reconciliations to evaluate borrower strength.

Stress Testing & Risk Monitoring

Test debt service, rent rolls, and cash flow drivers while automated red flag reports help spot early signs of risk.

Narrative & Inquiry Reports

Test debt service, rent rolls, and cash flow drivers while automated red flag reports help spot early signs of risk.

Guarantor & Covenant Integration

Integrate guarantors directly into statements, generate personal and combined cash flows, and monitor covenant compliance with ease.

Tax Form Conversion

Input IRS forms directly into templates and instantly generate editable financial statements with minimal manual entry.

Consolidation & Global Cash Flow

Combine multiple entities and guarantors into one comprehensive report for true global cash flow visibility.

Projections & Planning

Create up to five years of financial projections with interactive tools that model covenants, stress scenarios, and long-term viability.

Rental Property Analysis

Aggregate different properties, analyze rent rolls, and run property-level stress tests for a detailed view of real estate portfolios.

Your Data. Your Network. Your Control.

TAC CREDIT™ is installed directly within your environment, giving your institution complete ownership of sensitive financial data. Unlike cloud-only solutions, every report, analysis, and customer record remains securely behind your firewall and under your IT team’s control.

With flexible deployment options, from individual desktops to Citrix or Remote Desktop environments, TAC CREDIT adapts to your infrastructure without exposing information to third parties.

When it comes to credit analysis, data security isn’t optional. TAC CREDIT keeps your information exactly where it belongs: inside your network, under your safeguards, and fully protected.

Proven Success, Trusted Results

For more than three decades, TAC CREDIT™ has been the trusted solution for lending professionals seeking clarity, consistency, and confidence in their credit analysis. From community banks to national institutions, credit unions, accounting firms, consultants, and specialty lenders, organizations rely on TAC CREDIT to streamline workflows, strengthen decisions, and safeguard data. Customers return year after year because the system delivers results they can count on — and many recommend TAC CREDIT to their peers, a testament to the trust and value it brings to the lending community.

Smarter Credit Decisions. Faster.

Credit analysis software built to support confident, high-quality lending decisions.

Explore powerful features that streamline and strengthen your credit decisions.

Get in touch with questions, feedback, or to explore support for your credit analysis needs.